Last Updated: September 15, 2025
Scope: These Terms govern access to and use of InvestorTurf’s websites, apps, newsletters, feeds, and APIs (the “Services”) within the European Union (EU) and, as applicable, the EEA/UK when EU law is referenced.
By accessing or using the Services, you (“User”, “you”, “your”) agree to be bound by these Terms, our Privacy Policy (GDPR-aligned) and Cookie Policy (ePrivacy-aligned). If you do not agree, do not use the Services.
1) Definitions and Interpretation
Content: all material on or via the Services (articles, data, research, graphics, video, audio, software, code, layouts, trademarks, databases).
User Content: any material you submit, post, upload, publish, transmit, or otherwise make available via the Services.
Headings are for convenience only. “Including” means “including without limitation”.
2) Nature of Services; No Advice
2.1 The Services provide news, commentary, analysis, and market research in financial markets, cryptocurrencies, blockchain, and the digital economy.
2.2 No investment/financial/legal/tax advice. Content is general information only and is not an offer, solicitation, recommendation, or endorsement.
2.3 We are not an investment adviser, broker, dealer, analyst, or fiduciary.
2.4 You are solely responsible for your decisions and should obtain independent professional advice. Past performance is not a reliable indicator of future results.
3) Eligibility; Accounts
3.1 You must be 16+ (or the higher age of digital consent under EU law) to use the Services.
3.2 Account information must be accurate and kept current. You are responsible for safeguarding credentials and all activity under your account.
3.3 We may suspend or terminate access at any time for breach, risk, legal or operational reasons.
4) Intellectual Property; Licence; TDM/AI Opt-Out
4.1 Ownership. The Services and Content are owned by InvestorTurf or its licensors and protected by EU and international IP laws, including copyright and sui generis database rights.
4.2 Personal, non-commercial licence. Subject to these Terms, we grant a revocable, non-exclusive, non-transferable, limited licence to access and view Content for personal, non-commercial use.
4.3 Prohibitions (no exceptions without our prior written consent):
(a) copying, reproducing, republishing, translating, adapting, creating derivative works, publicly displaying, transmitting, distributing, selling, or licensing Content;
(b) screen-scraping, web-crawling, bulk downloading, or text-and-data mining (TDM);
(c) using bots, spiders, or similar tools; bypassing access controls or rate limits; removing proprietary notices;
(d) framing, mirroring, deep-linking, or building a competing service;
(e) using Content or Services to train, fine-tune, evaluate, or otherwise develop AI/ML/LLM systems.
4.4 EU TDM opt-out. InvestorTurf expressly opts out of TDM under Article 4 of Directive (EU) 2019/790 and any analogous provisions.
4.5 Enterprise/licensing. Syndication, reprints, data/API feeds, or enterprise use require a separate written licence (contact: legal@investorturf.com).
5) User Content; Moderation; Feedback
5.1 Licence. By submitting User Content, you grant us a perpetual, irrevocable, worldwide, royalty-free, transferable, sublicensable licence to use, reproduce, modify, adapt, publish, translate, distribute, display, and create derivative works in any media.
5.2 Warranties. You warrant your User Content is accurate, lawful, and does not infringe third-party rights (copyright, database, trade marks, privacy, publicity) or contain unlawful, defamatory, obscene, or harmful material.
5.3 Moderation. We may monitor, refuse, remove, or disable access to User Content at our discretion.
5.4 Feedback. You grant us an unrestricted, perpetual licence to use suggestions or ideas without compensation.
6) Market Data; Accuracy; Timeliness
6.1 Market data, prices, charts, and analytics may be delayed, estimated, simulated, or provided by third parties. Errors or omissions may occur.
6.2 Content may include forward-looking statements, opinions, or assumptions subject to change without notice. No reliance should be placed on such information.
7) Sponsored, Affiliate, and Third-Party Content
7.1 We may publish sponsored content, advertorials, or press releases and receive compensation. Such content is labelled (e.g., “Sponsored”, “Press Release”).
7.2 We do not endorse or verify third-party or sponsored content and accept no liability for your reliance on it.
7.3 The Services may contain links to third-party websites or ad networks. We are not responsible for their content, practices, or policies. Your dealings with third parties are solely between you and them.
8) Acceptable Use; Security
8.1 You must not use the Services to: violate law; infringe IP or privacy rights; distribute malware; conduct fraud; attempt unauthorised access; interfere with or disrupt the Services; or engage in manipulation or disinformation.
8.2 Do not impersonate others or misrepresent affiliation with InvestorTurf.
8.3 Report suspected security incidents to news@investorturf.com promptly.
9) Paid Services; Trials; Cancellations (if offered)
9.1 Premium features (e.g., newsletters, archives, data/API) may be fee-based under separate commercial terms disclosed at purchase.
9.2 Unless mandatory EU consumer law requires otherwise, fees are non-refundable once the term starts or digital content access is provided.
9.3 Trials and promotions are subject to stated terms and may be modified or withdrawn at any time.
10) Privacy and Cookies (EU)
10.1 We process personal data in accordance with the General Data Protection Regulation (GDPR) and applicable EU data-protection law as described in our Privacy Policy.
10.2 We use cookies and similar technologies under the ePrivacy framework as described in our Cookie Policy. Manage preferences via our consent tool and your browser settings.
11) Notice-and-Action; Repeat Infringement (DSA/GDPR)
11.1 For alleged illegal content or rights infringement, email legal@investorturf.com with: (a) identification of the content (URL), (b) legal basis, (c) your contact details, and (d) a good-faith statement of accuracy and authority.
11.2 We may remove material and, where appropriate, restrict repeat infringers. Records may be kept to meet applicable EU Digital Services Act obligations.
12) Disclaimers
12.1 “As is / As available.” The Services and Content are provided without warranties of any kind—express, implied, or statutory—including merchantability, fitness for purpose, non-infringement, accuracy, availability, or error-free operation.
12.2 AI/automation. Outputs from automated systems or generative tools may contain errors or omissions. You are responsible for verification.
12.3 No duty to update. We have no obligation to maintain or update Content or continue providing the Services.
13) Limitation of Liability
13.1 To the maximum extent permitted by applicable EU law, InvestorTurf and its affiliates, officers, directors, employees, contractors, and licensors shall not be liable for any: indirect, incidental, special, consequential, exemplary, or punitive damages; loss of profits, revenue, data, goodwill, business, or opportunity; or other intangible losses, arising out of or relating to the Services or these Terms.
13.2 Subject to mandatory EU consumer protections, our aggregate liability for all claims shall not exceed €100 or the amount you paid for fee-based Services in the three (3) months before the event giving rise to liability—whichever is greater.
13.3 Nothing in these Terms excludes or limits liability that cannot be excluded or limited under EU law (e.g., fraud).
14) Indemnity
You will indemnify and hold harmless InvestorTurf and its affiliates, officers, directors, employees, contractors, and licensors from and against all claims, damages, liabilities, costs, and expenses (including reasonable legal fees) arising out of or related to: (a) your use or misuse of the Services; (b) your User Content; (c) your breach of these Terms; or (d) your violation of law or third-party rights.
15) Service Changes; Force Majeure
15.1 We may modify, suspend, or discontinue any part of the Services at any time.
15.2 We are not liable for delay or failure due to events beyond our reasonable control (force majeure), including outages, cyberattacks, or regulatory actions.
16) International Use; Sanctions/Export
You must comply with applicable EU export controls, sanctions, and embargoes. You may not use the Services if you are subject to EU sanctions or located in restricted jurisdictions.
17) Governing Law and Jurisdiction (EU)
17.1 These Terms and any dispute or claim (including non-contractual disputes/claims) are governed by the laws of the European Union, without regard to conflict-of-law rules.
17.2 Disputes shall be brought before the competent courts determined in accordance with EU rules on jurisdiction.
17.3 If you are an EU consumer, you also benefit from any mandatory protections of your country of habitual residence and may bring claims as permitted by EU consumer law.
18) No Class/Representative Actions (where permitted)
To the extent allowed by applicable EU law, disputes must be brought on an individual basis and not as a plaintiff or class member in any class, collective, consolidated, or representative proceeding.
19) Assignment; Third-Party Rights
You may not assign these Terms without our prior written consent. We may assign or transfer these Terms. No third party has rights under these Terms except our indemnitees.
20) Notices; Electronic Communications
We may provide notices via the Services or email to your registered address. You consent to receive communications electronically.
21) Changes to Terms
We may update these Terms at any time. The “Effective Date” will reflect the latest version. Continued use after changes constitutes acceptance.
22) Severability; No Waiver; Entire Agreement
If any provision is invalid or unenforceable, the remainder remains in force. No waiver is effective unless in writing. These Terms, the Privacy Policy, Cookie Policy, and any service-specific terms form the entire agreement between you and InvestorTurf regarding the Services.
23) Contact
Legal & Compliance: legal@investorturf.com
Security: news@investorturf.com